Some care home costs may be covered by your local authority. Eligibility for this financial assistance will depend on how much capital or assets you may have. This could include any savings and property for example.
If you have savings or property that is held in your name it is probable that you will be classed as self-funded if the value is greater than a threshold amount. The threshold amount varies depending on where you live. The amounts are as follows:
England – £23,350
Scotland – £25,250
Jersey – £54,480
If the total capital held by the prospective resident is less than the threshold amounts they would most likely be a candidate for Local Authority Funding. In order to apply for the funding you should contact the relevant Local Authority and request that a Financial Assessment is undertaken.
Upon your request, the Local Authority will carry out an assessment of your financial situation. They will consider what level of care is required and simultaneously consider any current sources of income and savings. From this they will determine what, if any, contribution to costs you would need to make.
To ensure a quick decision it is essential you provide the relevant documentation and information required to evidence the level of income and all current assets. After completion of the assessment, details of the funding plan are provided to the prospective resident. This will outline the costs that will be covered and any additional contribution that would be due by the resident. The proposed funding plan will also be provided to the relevant care home.
How much you will pay is linked to the amount of care and support that is needed. The amount of care required is determined during the Local Authority Financial Assessment. Should round the clock care be required, for example, this will incur higher costs than care for somebody who is relatively independent.
We recommend everyone considering care obtains professional, independent advice with regards to the best way to fund the cost of care. A care fees expert should be able to make sure you have carefully considered all the options that are available.
The amount you will pay varies from care home to care home. The differences in costs will be reflective of where the home is located, the proposed length of stay, the level of care that is required and the size and situation of the room chosen.
Other chargeable costs such as extras like chiropody, hairdressing and trips will also add to the total amount.
“I would just like to say thank you to you all for the kindness you showed me while I was with you. I am feeling much better now and intend it to stay that way. Thank you all very much. Wishing you all the best.”
“Thank you all so much for your kindness and care of Alice during the past few weeks. Also you support and guidance to the family over the final days were much appreciated. Bless you all.”
You all cared from the heart and not because it was your job. You were so kind to grandad and to me and my family too. I know grandad grew close to some of you and thought a lot of you. Thank you so very much for everything. With love.